The practice
Montpelier, Vermont.
Since 1998.
A plan is only worth the years you keep the same person reading it.
We started in 1998 above a hardware store on State Street, managing money for people who had spent their working lives within an hour of it. Most of those families are still clients, and several are on their third generation with us.
We charge one fee, 0.75% of assets, and we take nothing else — no commission, no revenue share, no fund of our own to sell you. It makes us slower to grow and easier to explain.
If you cannot explain the fee in one sentence, it is the wrong fee.
What we look for
One fee, written down
0.75% of assets. No commission, no product of ours in your account.
Forty households, hard cap
An adviser who is full stays full. We hire before we stretch.
A plan you can read
Six pages, plain English, updated every year whether or not anything changed.
What 0.75% covers
One fee · billed quarterly · no minimum term
- Investment management
- Retirement projection
- Tax-loss harvesting
- Estate coordination
- Insurance review
- Education funding
- Charitable planning
- Annual family meeting
- Commission on funds
- We hold none
- Platform or wrap fee
- Not charged
- Plan preparation fee
- Included above
- Performance fee
- Never
The people
Everyone here, and what each of them actually does.
25 people across Montpelier and Burlington. The list is complete — there is no second bench.
- 01Alice CamdenManaging Principal
- 02Anthony SutherlandManaging Principal
- 03Charles QuincySenior Wealth Adviser
- 04Deborah CavendishSenior Wealth Adviser
- 05Gary DrummondSenior Wealth Adviser
- 06Jennifer PenningtonWealth Adviser
- 07Jerry UptonWealth Adviser
- 08Justin MarloweWealth Adviser
- 09Lisa LockhartWealth Adviser
- 10Richard SinclairPortfolio Manager
- 11Sandra DelacroixPortfolio Manager
- 12Timothy KirklandPortfolio Manager
- 13Hugh StandishFinancial Planner
- 14Frances DanforthFinancial Planner
- 15Preston OsgoodFinancial Planner
- 16Miriam AldenHead of Client Service
- 17Walter HarknessHead of Tax
- 18Beatrice SheffieldHead of Estate Planning
- 19Roger ComstockChief Investment Officer
- 20Eleanor NorcrossChief Compliance Officer
- 21Malcolm WhitcombDirector of Research
- 22Adele HallowayDirector of Operations
- 23Theodore SedgwickClient Associate
- 24Sylvia ChadwickClient Associate
- 25Desmond MerriweatherTrading Operations
Open role
We are hiring a wealth adviser, in Montpelier.
Seven years advising families, a CFP, and a willingness to stay put. No sales quota — we do not have one.